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TR-39 & PCI SSC PIN Security & Key Management Compliance Training

Delap LLP is registered with the National Association of State Boards of Accountancy (NASBA), as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through their website:

Core Class

The group-live core training course is designed to provide both internal and external auditors with the necessary tools to complete the PIN Security Compliance reviews for payment networks such as NYCE Payments Network, LLC, Pulse® Corporation, and STAR® Network.

3-Day Core Class (CPE 24 credits)

Level: Basic

Day One:

  • Processor and Auditor Responsibilities
  • Compliance Review Objectives
  • TR-39 and PCI PIN Security Requirements History
  • Network Respondent Forms
  • Symmetric Key Management Introduction
  • Key Names and Hierarchy
  • Cryptogram Notation
  • Diagram of PIN Transaction Flow
  • PIN Translation
  • PIN Block Formats
  • Exclusive-or
  • Key Check Values
  • Characteristics of SCDs
  • Group Project

Day Two:

  • Key Management Methodologies
  • Key Blocks
  • Key Strengths and Algorithms
  • Key Life Cycle General Principles
  • Key Life Cycle Controls
  • Approved Key Methodologies
  • Group Project

Day Three:

  • Review PCI PIN Security Control Objectives and Requirements
  • Techniques for measuring compliance

‘Refresher’ Classes

A “refresher” class is required every 24 months. We offer group-live refresher classes based on X9 standards and PCI PIN Security Requirements v3.0 as described below. Core Class also satisfies this requirement.

2-Day Refresher Class (CPE 16 credits)
Remote Key
Distribution Host and Introduction to EMV 

Level: Intermediate
Core class

Topics Include:

  • High Level Review of Symmetric Keys
  • Remote Key Distribution using Asymmetric Cryptography
  • Trust Models
  • Asymmetric Key Management Principles
  • Review of PCI PIN Security Requirements for a Key Distribution Host
  • Chip Card Technology
    • Concepts of Contact Chip Cards for ATM and POS
    • Introduction to EMV Specifications Documents
    • PIN and Sensitive Data Security
    • Key Management
    • Online and Offline PIN transactions
    • Group Project

3-Day Refresher Class with PCI PIN (CPE 24 credits)
Symmetric Key Management Review, ANSI/ISO/Network Updates, PCI PIN v3, Introduction to EMV and E2E

Level: Intermediate
Prerequisites: Core class; 2-Day Asymmetric Class.
Location: Client Site Only

Day One:

  • Updates on relevant ANSI Standards and Network Operating Rules
  • Review Control Objectives in the ANSI X9/TR-39 Current Version, Section 4
  • Group Projects:
    • Analysis of Reports/Application to TR-39 Section 4
    • Analysis of Various Work Papers/Application to TR-39 Section 4

Day Two:

  • Review Control Objectives and Requirements in PCI PIN Version 3.0, Transaction Processing Operations
  • Techniques for measuring compliance

Day Three:

  • Chip Card Technology
    • Concepts of Contact Chip Cards for ATM and POS
    • Introduction to EMV Specifications Documents
    • PIN and Sensitive Data Security
    • Key Management
    • Online and Offline PIN transactions
    • Group Project
  • E2E (End-To-End Encryption)/P2PE (Point-To-Point Encryption)
    • Concepts of Encrypting Sensitive Data for Transport and Storage
    • Update on the ANSI Standard X9.119
    • Sensitive Data Security
    • Key Management
    • Group Projects
      • Lab
      • Diagram EMV transactions

2-Day Asymmetric Key Class (CPE 16 credits)

Level: Intermediate
Core Class
Location:  Client Site Only

Day One:

  • Concepts of Public Key Infrastructure (PKI)
  • Remote Symmetric Key Distribution Using Asymmetric Methods Described in ANSI X9.24, Part 2 for:
    • ATM Key Loading
    • POS Key Loading
    • HSM Key Loading
    • ‘Proxy Host’ Solutions

Day Two:

  • Obtain an understanding of each control objective in the ANSI TR-39 current version, Section 5 including updates to X9.24 Part 2 – 2017
  • Review PCI PIN Security Requirements v3.0 Amex AI

Please note all classes meet the Network requirements for “Refresher Class”

Class Times – All Classes, unless noted otherwise:

  • Daily: 8:00 AM to 4:30 PM

Other Services:

  • ANSI TR-39 and PCI PIN Security Consulting and Training
  • Network required ANSI TR-39 and PCI PIN (v2.0) Security Compliance Reviews
  • PCI DSS Assessments
  • Symmetric and PKI Consulting for Retail Banking Industry
  • SSAE 16
  • IT Security Audits and Consulting
  • Network Vulnerability and Penetration Testing

Additional computer-based training modules are planned for 2020.  Stay Tuned!

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Ready, Let's Talk

When you engage Delap Cyber, you open the door to a collaborative partnership where the focus is on helping you achieve the best possible outcome for your business. You share information, challenges, concerns, etc. and we provide you with situational analysis, independent assessments, and fact-based guidance tailored to your environment, and ongoing subject matter expertise empowering your business to reach the next level. Isn’t it great having someone to rely on?